Employee Benefits

Brown & Brown Metro, Inc. is a full-service insurance and employee benefits firm. We are the largest insurance brokerage firm in the state of New Jersey and the 7th largest broker nationwide. Our company provides brokerage and consulting services to both private and public sector entities in the areas of risk management, health benefits, and general insurance.

Brown & Brown Metro, Inc. currently serves clients of all sizes, funding arrangements and sectors with coverage inclusive of, but not limited to, the following:

  • stethoscope-heartMedical & Prescription
  • Healthcare Saving Accounts
  • Stop Loss/Reinsurance
  • Administrative Services Only
  • Dental Insurance
  • Life and AD&D Insurance
  • Disability Insurance
  • Voluntary Benefits Suites
  • Flexible Spending Accounts
  • NJ Mandate Compliance
  • Healthcare Reform Compliance
  • Secondary Customer Service Programs
  • Employee Assistance Programs

Our primary goal is to improve or maintain the same level of benefit offerings for clients while at the same time keeping costs manageable. This is done with promoting health and wellness, providing employee incentives to improve the health of covered individuals, and analyzing all costs associated with healthcare contracts. In addition, the growing complexity of Healthcare Reform and state Mandate Compliance has made it necessary for entities to become increasingly dependent on consultants in order to remain compliant with all the requirements.

Our success is accomplished by using a team approach of experienced insurance professionals who will work daily to ensure that all needs are dealt with effectively and efficiently. In addition, we provide the following services to our clients:

  • Plan management
  • Performance evaluation and audit
  • Benefits compliance & regulatory services
  • Health benefits communication
  • Plan Administration

Click the links below to read more information on the following topics:

HCR Toolkit for Large Employers BrokerCOBRA Guidelines
HR Insights/Designing an Intern Program
Know your Benefits/Updating Your Beneficiary Designations
Live Well, Work Well/Living a Healthy Life