Brown and Brown Metro, Inc.                                                                   October 2014


"No Great Man Ever Complains of Want of Opportunities"


HALLOWEEN (Live Well Work Well) 

It's October, so that just means one

thing HALLOWEEN. Time to get the candy, costumes, and "Trick or Treat" bags ready. Here are some tips to a Safe Halloween for Trick-or-Treating.

  • Stick to handing out wrapped candy and treats.
  • Make sure allergens are marked on treats
  • Keep outdoor lights on to make Treaters aware for candy. 
  • Keep Walkways clean so that no one falls and gets hurt.


For More Halloween Safety Tips Click Here
 For More Live Well Work Well info Click Here



New Record Keeping and Reporting Requirements

Starting January 1, 2015 the Occupational Safety and Health Administration requires that employers report any work-related employee fatalities within eight hours. Any hospitalizations, amputation, or loss of an eye within 24 hours. These new updates are for the list of employers that were previously exempt from record-keeping requirements. 


This allows OSHA to conduct more accurate and timely investigations on hazards that can lead to injuries in the workplace.


To read more on this Click Here


October is Breast Cancer Awareness Month

Everyone knows October is Breast Cancer Awareness month. Just some numbers about 1 in 8 women alive today will get Breast Cancer.

The best ways to screen for Breast Cancer is to get a mammogram, and getting a clinical breast exam from a doctor or nurse, or even doing a self-examination on yourself.


Importantly,there are many ways to show support for people with Breast cancer. Donations to any foundation, Walking for the Cure, or even spreading the word to others.


For more info on Breast Cancer awareness Click Here

For more on Optimal WellnesRead Here Still Vulnerable

Government Officials have stated that hackers have been able to breach the security for With attacks happening right before open enrollment in most cases personal data is at a high risk. 

Data that may be exposed to the hacker are names, addresses, Social Security numbers, income, and even house-hold information  for over 5 million applicants.

The Department of Health and Human Services have taken the necessary actions to insure that the following incident does not have any effect on the enrollment process.

The case however will remain under investigation
For more info CLICK HERE



Stop Social Media Sabotaging

Employees are brand ambassadors for companies. Whatever they post about work on social media can really impact companies. However, employee participation on social media is protected  under Section 7 of the National Labor Relations Act.

Here are some ways the employers may consider using to prevent Social Media issues by employees.

- Know the terms for use of common websites. Familiarity with these contracts can get postings removed, especially if you can prove an employee violation has occurred.

-Know the Telecommunications Harassment Act. This law forces websites to take responsibility for the most egregious posted content.

-Have a written policy in place regarding social media usage during working hours or on office electronics. Additionally, employers should explain and enforce the consequences for violating the social media policy.

-Provide appropriate training. Some employees who post material that reflects poorly on your company may not have bad intentions, but they may be ignorant of what is appropriate. Train employees on company policy to provide clarity on this issue.





Brown & Brown
Brown and Brown Metro Inc

In This Issue


Breast Cancer Awareness

Healthcare Hacked

Social Media Sabotage

Understanding HSA's


Quick Links








Understanding HSA

What is an HSA?


A Health Savings Account (HSA) is a way to save money and to pay for medical, prescription and dental expenses. 


HSA accounts are tax advantaged savings to accompany High deductible plans.


These HSAs offer security, affordability, flexibility, savings and ownership.


To read more Click Here


Forward this email

This email was sent to by |  

Brown and Brown Metro Inc
| 30A Vreeland Rd | 3rd Floor | Florham Park | NJ | 07932