• Health Insurance and School Districts: No One Solution (pdf)

    January 2, 2019
    Here is an overview of the options for insuring school district employees. [more]
  • Dependent Coverage Up to Age 26 and What it Means

    December 17, 2018
    The Affordable Care Act (ACA) requires group health plans and health insurance issuers offering group or individual coverage that provide dependent coverage to children on their parents’ plans must make coverage available until the adult child reaches age 26. The question heard most often is “At what point in the month of their 26th birthday is it permissible to terminate coverage for that child?”. Since it depends on the number of full-time employees an organization has in a preceding year, there are two answers to the question. [more]
  • “Grandfathered” vs. “Grandmothered” Health Plans

    September 21, 2018
    Company-sponsored group health plans that are categorized as “grandfathered” or “grandmothered” may sound similar, but they do have significant differences in how (and when) they were started, and how they can continue within an organization. Here, we have compiled a summary of key components to define the plans. [more]

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