A Shared Services Vehicle for New Jersey Public Employers
Our Public Employer Trust provides our clients with a shared services vehicle applied to employee benefits. Each line of coverage is independent so you can pick which programs you wish to participate in or you can choose to enroll in all four. The renewal is based on the performance of the overall pool for each line of coverage and is equally applied to all participants.
About the Trust
- Established in 1986 as an alternative product to better manage healthcare costs, over 30 years of proven success
- Pooled risk without run-out liability or assessment exposure
- Offering insured products for Medical, Prescription Drug, Dental, and Vision
- Specifically established for New Jersey Public Employers
- Serving Over 100 Public Sector Clients with over $150 million in annual premium managed
- 13,000+ Members
- Flexibility to provide “equal to or better than” benefits
Established in 1986 as an alternative product to better manage healthcare costs, over 30 years of proven success
Top-Rated Carriers
- Medical: AmeriHealth
- Prescription Drug: Benecard
- Dental: Horizon
- Vision: National Vision Administrators (NVA)
Proven Performance
Average Increase Past 3 Renewals
- Medical: 2.7%
- Rx: 1.7%
- Dental: 0.0%
- Vision: < 1.0%
Benefits Administration System
The bswift Benefits Administration System (pdf) is included in the Trust at no charge to you. It helps you and your employees get more from your benefits:
- Benefits Administration
- Intuitive, automated benefits management & reporting
- ACA compliance tools
- Online enrollment & employee decision support
- Ask Emma – a friendly, virtual online assistant
- Video Solutions & Communication Service to assist employees
